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Seven Financial Signals That Your Company Needs a CFO, Not Just an Accountant
Good accounting is the foundation, but a growing business also needs financial perspective. See seven signs that your company may need CFO-level analysis, cash flow forecasting, and management reporting.
Kamen Dimitrov
5 days ago8 min read


SME Bank Financing in Bulgaria: Why the Financial Model Matters
For many small and medium-sized enterprises, bank financing is one of the most important tools for growth - supporting working capital needs, equipment purchases, production expansion, acquisitions, export development, or the refinancing of existing debt.
Kamen Dimitrov
Jun 55 min read


The Liquidity Trap: Why Profitable SMEs Fail? SME Liquidity Management
Profit does not guarantee survival. Liquidity does.
Many profitable SMEs fail not because of losses, but because cash quietly disappears while the P&L looks healthy. This article explains why growth consumes cash, how working capital erodes liquidity, and why banks step back before problems become visible — and what disciplined SME liquidity management actually looks like.
Kamen Dimitrov
Feb 93 min read


7 Financial Red Flags Your Business Can’t Afford to Miss
Are you celebrating rising sales while your margins quietly shrink?
Financial problems rarely appear overnight—they build up quietly in the background. From negative cash flow to dangerous customer concentration, here are 7 financial red flags every SME owner must spot early to protect profitability and avoid future crises.
👉 Read the full article: 7 Financial Red Flags Your Business Can’t Afford to Miss
Kamen Dimitrov
Aug 25, 20254 min read
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