Credit Clustering Tool is a digital tool by KSB Analytica for preliminary company credit analysis, financial segmentation and risk assessment based on financial indicators.

The tool processes submitted financial data and generates analytical outputs that can support the initial assessment of creditworthiness, financial profile, risk characteristics and relative positioning of a company.

The results are intended to support professional analysis and do not constitute a credit rating, investment advice, banking approval, audit opinion or guarantee of solvency.