Financing case
A business and funding narrative supported by financial information and an agreed application checklist.
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Practical financial advisory
Business loan advisory for SMEs
Prepare a credible financing case: a clear funding need, supportable forecasts and a repayment structure that fits your cash flow.
Scope and fees are agreed before work begins.
Your financial adviser
Kamen Dimitrov, CFA
CFA charterholder · MBA, Carlson School of Management
What you receive
You are applying for a facility, refinancing existing debt or comparing funding offers.
Repayment assessment
Cash flow forecasts and debt-service scenarios to test affordability and the proposed repayment profile.
Terms comparison
A comparison of facility structure, cost, covenants and security, with preparation for lender discussions.
How the work is structured
We agree the question first, then the information, analysis and working deliverables.
01. Define the decision
Clarify the objective, current position, information available and the required working outputs.
02. Analyse and test
Review the data, document the assumptions and compare the material scenarios.
03. Review and agree actions
Discuss the findings, deliver the agreed materials and identify the next decisions.
Preparation and scope
What we need to start
Recent financial statements, existing debt schedules, requested amount and use of funds, and current lender offers where available.
Engagement scope
Preparation and negotiation support within an agreed mandate. Credit approval and final terms remain with the lender.
Questions before you start
Can you guarantee loan approval?
No. We help prepare and test the financial case; the lender makes the credit decision and sets its conditions.
Can you review an offer already received?
Yes. The scope can focus on repayment profile, total cost, covenants, security and the cash flow impact of an existing offer.
Start with the decision you need to make.
Outline the business situation and the question you need to resolve. We can then define the relevant scope and information.
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