Budget and rolling forecast
Revenue, costs and cash flow projections based on an agreed planning horizon and operating drivers.
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Practical financial advisory
Financial forecasting and budgeting for SMEs
Turn current results and business assumptions into a practical plan for revenue, costs, cash flow and funding needs, with scenarios you can review as conditions change.
Scope and fees are agreed before work begins.
Your financial adviser
Kamen Dimitrov, CFA
CFA charterholder · MBA, Carlson School of Management
What you receive
Your budget is no longer useful, cash visibility is weak or you need updated projections for management and lenders.
Alternative scenarios
Scenarios for material changes in sales, margins, working capital or funding conditions.
Variance review
A forecast-to-actual review explaining what changed and which assumptions need to be revised.
How the work is structured
We agree the question first, then the information, analysis and working deliverables.
01. Define the decision
Clarify the objective, current position, information available and the required working outputs.
02. Analyse and test
Review the data, document the assumptions and compare the material scenarios.
03. Review and agree actions
Discuss the findings, deliver the agreed materials and identify the next decisions.
Preparation and scope
What we need to start
Recent actual results, existing budget, sales or production assumptions, working capital data and planned investments.
Engagement scope
A planning cycle, forecast refresh or recurring review. Projections depend on agreed assumptions and available information.
Questions before you start
Are forecasts guaranteed to be accurate?
No. Forecasts depend on assumptions and changing conditions. The work makes those assumptions explicit and shows how different outcomes affect the business.
How often should a forecast be updated?
The frequency depends on the operating cycle, volatility and management needs. We agree an update rhythm that fits the decisions you need to make.
Start with the decision you need to make.
Outline the business situation and the question you need to resolve. We can then define the relevant scope and information.
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